Terms & Conditions for Helping Hand Lending LLC
Effective Date: December 3, 2025
Welcome to Helping Hand Lending LLC (“Helping Hand Lending,” “we,” “us,” or “our”). These Terms and Conditions (“Terms”) govern your access to and use of our website, lead forms, communications, and services (collectively, the “Services”).
By accessing or using our website or Services, you agree to be bound by these Terms.
If you do not agree, please discontinue use immediately.
1. Use of the Website
You agree to use this website only for lawful purposes and in a manner that does not infringe upon the rights of others or restrict their use of the site.
Prohibited activities include, but are not limited to:
Harassment, abuse, or threats
Transmitting unlawful, obscene, or offensive content
Attempting to disrupt, hack, or compromise website functionality or security
We reserve the right to restrict or terminate access for violations of these Terms.
2. Intellectual Property
All content on this website—including text, graphics, images, logos, videos, designs, layouts, code, and software—is owned by or licensed to Helping Hand Lending LLC and is protected by applicable intellectual property laws.
You may not copy, reproduce, distribute, modify, publish, or exploit any content without prior written consent from Helping Hand Lending LLC.
3. User-Generated Content
If you submit, post, or upload any content (including messages, form submissions, or media), you grant Helping Hand Lending LLC a non-exclusive, royalty-free, worldwide license to use, display, reproduce, adapt, and modify such content in connection with our Services.
We reserve the right to remove content that violates these Terms, our Privacy Policy, or applicable laws.
4. Form Submissions & Data Collection
When users submit forms or communicate with us, we may collect:
Information entered into the form
IP address
Browser user agent
This data is used for security, fraud prevention, analytics, and system integrity.
If you upload files or images, please avoid including embedded location data (EXIF GPS), as such data may be accessible to others.
5. Informational & No-Guarantee Disclaimer
All information provided through our Services is for general informational purposes only.
Helping Hand Lending LLC does not guarantee funding approval, loan terms, rates, or outcomes. Any funding options depend on eligibility, third-party partners, and external factors.
Your reliance on any information provided is at your own risk.
6. A2P 10DLC, SMS & TCPA Compliance
By providing your phone number or email address through any form on our website, you expressly consent to receive communications from Helping Hand Lending LLC, including:
Types of Communications
SMS / Text messages
MMS messages
Phone calls (manual or automated)
Emails
Purposes of Communication
Appointment reminders
Funding updates or status notifications
Quotes, offers, or qualification requests
Customer support
Marketing and promotional messages
Message frequency may vary.
Message and data rates may apply.
Consent is not a condition of purchase.
Opt-Out & Support
Reply STOP to unsubscribe from SMS messages
Reply HELP for assistance
Wireless carriers are not liable for delayed or undelivered messages.
Consent Source
By submitting your information through our website or lead forms, you provide express written consent as defined under the Telephone Consumer Protection Act (TCPA).
You may withdraw consent at any time.
7. Service & Marketing Disclosures
By using our Services, you acknowledge that:
Submitting information does not guarantee funding or approval
Results depend on financial profile, lender criteria, and market conditions
Some services rely on third-party platforms or financial partners
Timelines and outcomes vary by individual case
8. Cookies
We use cookies and similar technologies to improve website functionality, analyze performance, and enhance user experience.
9. Embedded & Third-Party Content
Our website may include embedded content (videos, tools, widgets) from third-party websites. These third parties may collect data independently.
Helping Hand Lending LLC is not responsible for the content, security, or privacy practices of external websites.
10. Account Responsibility
If you create an account or portal access, you are responsible for maintaining the confidentiality of your credentials.
We reserve the right to suspend or terminate access at our discretion.
11. Data Retention & Deletion
We retain personal information only as long as necessary for:
Providing Services
Legal or regulatory compliance
Fraud prevention and internal record-keeping
You may request data deletion, where legally permitted, by emailing:
✉️ [email protected]
12. No Sale of Personal Information
Helping Hand Lending LLC does not sell, rent, trade, or broker personal information.
Your data is used strictly for:
Providing requested services
Communication related to inquiries
Customer support and internal operations
Legal, compliance, and security purposes
Any service providers we use (CRM systems, SMS platforms, analytics tools) are contractually obligated to protect your data and may only process it on our behalf.
We do not sell personal information as defined under the California Consumer Privacy Act (CCPA) or similar state laws.
13. Minor Data Policy
Our Services are not intended for individuals under the age of 18.
If we become aware that a minor has submitted personal information, such data will be deleted promptly.
14. Limitation of Liability
To the fullest extent permitted by law, Helping Hand Lending LLC shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of our website or Services.
All Services and content are provided “as is”, without warranties of any kind.
15. Changes to These Terms
We may update these Terms at any time. Updates will be posted with a revised Effective Date.
Continued use of the website constitutes acceptance of the updated Terms.
16. Contact Us
For questions regarding these Terms & Conditions, contact us at: